Whole market mortgage advice

Mortgages for every journey

First-time buyer, remortgage, buy-to-let, or specialist lending. Expert advice with access to 90+ lenders across the UK.

Calculate monthly cost Get expert advice

£1.2B+mortgages arranged

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90+lenders

⭐ Trustpilot 4.9 🔒 FCA authorised 🏆 2025 Best Broker ⚡ Decision in principle in minutes 💬 24/7 support

Mortgage types

Finding your perfect mortgage

We offer expert advice across the full spectrum of mortgage products.

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First-time buyer

Step onto the property ladder with confidence. We'll guide you through every stage.

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Remortgaging

Switch to a better deal and potentially release equity or lower your payments.

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Buy-to-let

Mortgages for property investors, including portfolio landlords and limited companies.

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Specialist lending

Bad credit, self-employed, contractor, or complex income – we have lenders who understand.

mortgage calculator

Estimate your monthly payments

Property value £250,000

£50k£1M

Deposit amount £50,000

£0£500k

Loan amount: £200,000 (LTV: 80%)

Mortgage term (years) 25 years

5 years35 years

Interest rate 4.5%

1%10%

Monthly payment

£1,112

Total interest payable

£133,600

Example: 4.5% interest on £200,000 over 25 years gives approx £1,112/month. Does not include fees. Actual rates depend on your circumstances.

Why choose us

Expert mortgage advice you can trust

We're not tied to any lenders – we search the whole market to find you the best deal.

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Whole market access

We search 90+ lenders including high street banks, building societies, and specialist providers.

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Dedicated mortgage advisor

You'll be assigned a personal expert who understands your situation and goals.

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Transparent fees

Clear advice on costs – many products available with no broker fees.

Simple process

Your mortgage journey in 4 steps

Free consultation

Speak to an advisor about your goals, budget, and circumstances.

Decision in principle

We'll find lenders and secure an agreement in principle quickly.

Full application

We guide you through paperwork and liaise with solicitors.

Completion

Keys to your new home or your new rate secured.

Specialist lending

We help when others can't

✓Self-employed mortgages – we understand complex income and multiple years accounts.
✓Poor credit mortgages – CCJs, defaults, or late payments? We have specialist lenders.
✓Contractors & freelancers – day rates, contracts, and umbrella companies accepted.
✓Later life lending – retirement interest-only and equity release options available.

Speak to a specialist →

Mortgages - frequently asked questions

Most lenders offer 4-5 times your annual income. For joint applications, it's usually combined income x 4-5. Some lenders offer higher multiples for certain professions or larger deposits.

Typically 5-10% for first-time buyers. A larger deposit (15-40%) gives access to better interest rates. We have 95% mortgage options (5% deposit) available.

You'll need to budget for solicitor fees, survey costs, mortgage arrangement fees, and Stamp Duty (if applicable). We'll explain all costs upfront.

Yes. We have specialist lenders who consider applicants with CCJs, defaults, or late payments. The interest rate may be higher, and a larger deposit might be required.

A decision in principle can be instant. Full mortgage offer typically takes 2-6 weeks from application, depending on the lender and complexity of your case.

We offer a free initial consultation. For some products, there may be a broker fee (typically £499-£999) which we'll discuss upfront. Many lenders pay us commission instead.

Ready to find your perfect mortgage?

Get expert advice tailored to your situation – free initial consultation.

Book a free call Speak to an advisor

📞 +44 7901 313122 ✉️ info@renownedlendingltd.co.uk 💬 live chat 24/7