Secured loans using your home
Borrow £10,000 to £250,000 with low fixed rates by leveraging your property equity. Ideal for home improvements, debt consolidation, or large purchases.
Larger amounts, lower rates
Secured loans (also known as homeowner loans) use your property as collateral, allowing you to access better rates and higher borrowing limits.
Borrow £10k – £250k
Higher loan amounts than unsecured loans, perfect for major expenses.
Rates from 3.9% APR
Typically lower rates than personal loans because your loan is secured.
Terms up to 30 years
Spread repayments over a longer period for lower monthly costs.
Estimate your monthly payments
Monthly payment
£529.67
Total interest
£13,560.40
Total repayable
£63,560.40
Representative example: 5.9% APR on £50,000 over 10 years gives £529.67/month. Total repayable £63,560.40. Rates subject to status.
Get your secured loan in 4 steps
Check eligibility
Soft search, won't affect your credit score.
Choose amount & term
Select what suits your budget and goals.
Property valuation
Quick assessment to confirm equity.
Receive funds
Money sent to your bank, often within days.
Experts in secured lending
- ✓Access to 40+ lenders – including high street banks and specialist secured loan providers.
- ✓Poor credit considered – we have lenders who look at your overall situation, not just your score.
- ✓No valuation fees – on most secured loan products (terms apply).
- ✓FCA authorised – fully regulated for your peace of mind.
Secured loans - frequently asked questions
Ready to unlock your home's equity?
Check your eligibility in 30 seconds – no impact on your credit score.